Everything you need to create a lifetime of value through homeownership.
For most people, owning a home is seen as a smart investment that can pay off in the long run. A home can be a great source of financial security and can help people achieve their dreams like paying for college or saving for retirement.
That's why it's important to have a plan for the future and to seek professional guidance to ensure you're making the right decisions. The "NEO Experience" offers just that: expert help to guide you in growing and protecting your wealth, making smart real estate decisions, and maintaining your home to increase its value over time.
With the right tools and guidance, you can master homeownership and secure a stable financial future for yourself and your family.
To make sure your home loan will always keep you on track to reach your financial goals, our 'Mortgages Under Management System' helps you in five key areas:
We combine our knowledge of the current housing market, interest rates, and your financial status to make sure you always have the loan that makes the most sense for your family. We also proactively determine whether you have the appropriate level of insurance - including home, auto, umbrella, medical, disability, and life insurance
Is your real estate helping you towards your retirement goals? Do you feel confident that you are using budgeting, savings, retirement, investment, and tax planning tools to your maximum benefit? As your life changes and evolves, the way you manage your real estate and mortgage should change and evolve with it.
Rest assured knowing that you have a plan for your parents and your children. We pledge to give completely unbiased, honest, and fair advice - each and every time. Come to us with questions and know that the answers are going to be in YOUR best interest, NOT OURS.
Let us help you make smarter decisions about the real estate you own and the real estate that you may want to own. Our goal is not to tell you to buy or sell a home, it’s simply to ensure you have all of the information and education necessary to make confident decisions about real estate.
We help you better understand how to use leverage in a responsible and productive way. You’ll know when and how to pay off or pay down debt over time and when not to. We will proactively reach out to you to make money-saving recommendations as soon as opportunities become available.
The all-in-one digital ecosystem that will monitor and optimize your holistic financial health - from your monthly budget to your largest investments.
The house is your goal, and we will put together strategies and plans to achieve your plan.
Manage your financial accounts and have a clear understanding of your equity.
Understand your spending habits and take action with budgeting and goal- setting tools.
Get the personalized action plan and tools you need to set, follow and achieve all your homeownership goals.
CODE: RE4NRA1J
Centralize everything you need to maintain the value of your home.
Stay informed about the value of your home!
Our monthly report offers an intuitive financial dashboard, tailored to enhance your wealth-building journey with your most significant asset: your home.
We are committed to ensuring you always have a clear and accurate understanding of your home's value and its impact on your family's financial wellbeing.
Never guess where you are in your journey to financial freedom.
The Financial Review & Equity Analysis marks the beginning of a beautiful partnership. Our team will gather the information needed to learn more about your family, your current situation, and your short- and long-term goals with real estate and finance.
Based on our assessment, we’ll generate a personalized and holistic plan for you so you can be confident in any decisions you make. We will then follow up with you each year to help ensure you achieve your goals.
Ready to jumpstart your financial freedom?
NMLS# 150953
© 2024 NEO Home Loans
For licensing information, go to: www.nmlsconsumeraccess.org | www.goluminate.com | Please review our Disclosures & Licensing information. | Luminate Home Loans, Inc. is a wholly-owned subsidiary of Luminate Bank. Equal Housing Lender. For further information about Luminate Home Loans, Inc., please visit our website at www.goluminate.com. Luminate Home Loans, Inc. NMLS#150953.
Corporate Headquarters: 2523 Wayzata Blvd. S. Suite 200, Minneapolis, MN 55405
Do Not Sell My Personal Information Privacy Policy | Disclosure & Licensing